:root{--color-navy:#2b2b2b;--color-navy-dark:#1a1a1a;--color-navy-light:#3d3d3d;--color-teal:#c1272d;--color-teal-light:#d93a40;--color-teal-pale:#fdf0f0;--color-gold:#c1272d;--color-gold-light:#e84545;--color-white:#fff;--color-off-white:#f8f8f8;--color-light-gray:#e5e5e5;--color-mid-gray:#9a9a9a;--color-dark-gray:#555;--color-text:#2b2b2b;--color-text-light:#666;--font-heading:'Montserrat', 'Segoe UI', sans-serif;--font-body:'Open Sans', 'Segoe UI', sans-serif;--font-mono:'Courier New', monospace;--radius-sm:3px;--radius-md:6px;--radius-lg:12px;--radius-xl:20px;--shadow-sm:0 2px 8px rgba(0,0,0,0.08);--shadow-md:0 4px 20px rgba(0,0,0,0.14);--shadow-lg:0 8px 40px rgba(0,0,0,0.20);--transition:0.25s ease;--max-width:1180px;--section-pad:80px}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth}body{font-family:var(--font-body);color:var(--color-text);background:var(--color-white);line-height:1.65;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--color-teal);text-decoration:none;transition:color var(--transition)}a:hover{color:var(--color-teal-light)}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);color:var(--color-navy);line-height:1.2;font-weight:700}h1{font-size:clamp(2rem, 5vw, 3.5rem)}h2{font-size:clamp(1.6rem, 3.5vw, 2.5rem)}h3{font-size:clamp(1.2rem, 2.5vw, 1.75rem)}h4{font-size:1.25rem}p{margin-bottom:1rem}ul,ol{padding-left:1.5rem}.container{max-width:var(--max-width);margin:0
auto;padding:0
24px}.section{padding:var(--section-pad) 0}.section--gray{background:var(--color-off-white)}.section--navy{background:var(--color-navy);color:var(--color-white)}.section--teal{background:var(--color-teal);color:var(--color-white)}.section--navy h1,
.section--navy h2,
.section--navy h3,
.section--teal h1,
.section--teal h2,
.section--teal
h3{color:var(--color-white)}.grid-2{display:grid;grid-template-columns:repeat(2, 1fr);gap:40px;align-items:center}.grid-3{display:grid;grid-template-columns:repeat(3, 1fr);gap:32px}.grid-4{display:grid;grid-template-columns:repeat(4, 1fr);gap:24px}.text-center{text-align:center}.text-white{color:var(--color-white) !important}.section-label{display:inline-block;font-size:0.75rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:var(--color-teal);margin-bottom:12px}.section-label--white{color:var(--color-gold-light)}.btn{display:inline-flex;align-items:center;gap:8px;padding:14px
32px;border-radius:var(--radius-sm);font-family:var(--font-body);font-size:0.95rem;font-weight:700;letter-spacing:0.04em;text-transform:uppercase;cursor:pointer;border:2px
solid transparent;transition:all var(--transition);text-decoration:none}.btn--primary{background:var(--color-teal);color:var(--color-white);border-color:var(--color-teal)}.btn-label-short{display:none}.btn--primary:hover{background:var(--color-teal-light);border-color:var(--color-teal-light);color:var(--color-white);transform:translateY(-2px);box-shadow:var(--shadow-md)}.btn--secondary{background:transparent;color:var(--color-white);border-color:var(--color-white)}.btn--secondary:hover{background:var(--color-white);color:var(--color-navy)}.btn--gold{background:var(--color-gold);color:var(--color-navy-dark);border-color:var(--color-gold)}.btn--gold:hover{background:var(--color-gold-light);border-color:var(--color-gold-light);color:var(--color-navy-dark);transform:translateY(-2px)}.btn--outline-navy{background:transparent;color:var(--color-navy);border-color:var(--color-navy)}.btn--outline-navy:hover{background:var(--color-navy);color:var(--color-white)}#masthead{position:sticky;top:0;z-index:1000;background:var(--color-navy-light);box-shadow:0 2px 16px rgba(0,0,0,0.22)}.header-main{position:relative}.header-top{background:var(--color-navy);padding:6px
0;border-bottom:1px solid rgba(255,255,255,0.1)}.header-top-inner{display:flex;justify-content:space-between;align-items:center}.header-top-phone{color:var(--color-gold-light);font-size:0.85rem;font-weight:600}.header-top-phone
a{color:var(--color-gold-light);text-decoration:none}.header-top-phone a:hover{color:var(--color-white)}.header-top-links
a{color:rgba(255,255,255,0.65);font-size:0.8rem;margin-left:20px;text-decoration:none}.header-top-links a:hover{color:var(--color-white)}.header-main{padding:0}.header-inner{display:flex;align-items:center;justify-content:space-between;height:72px;gap:12px}.site-logo{flex-shrink:0;min-width:0}.site-logo
img{height:48px;width:auto}.site-logo
a{display:flex;align-items:center;gap:12px;text-decoration:none}.logo-text{display:flex;flex-direction:column}.logo-name{font-family:var(--font-heading);font-size:1.25rem;font-weight:700;color:var(--color-white);line-height:1}.logo-tagline{font-size:0.65rem;text-transform:uppercase;letter-spacing:0.1em;color:var(--color-gold-light)}.primary-nav
ul{display:flex;list-style:none;padding:0;margin:0;gap:0}.primary-nav>ul>li{position:relative}.primary-nav>ul>li>a{display:flex;align-items:center;gap:4px;padding:0
18px;height:72px;color:rgba(255,255,255,0.88);font-size:0.9rem;font-weight:600;text-decoration:none;transition:all var(--transition);border-bottom:3px solid transparent}.primary-nav>ul>li>a:hover,.primary-nav>ul>li.current-menu-item>a{color:var(--color-white);border-bottom-color:var(--color-teal-light)}.primary-nav .sub-menu{position:absolute;top:100%;left:0;min-width:220px;background:var(--color-white);box-shadow:var(--shadow-lg);border-top:3px solid var(--color-teal);border-radius:0 0 var(--radius-md) var(--radius-md);opacity:0;visibility:hidden;transform:translateY(-8px);transition:all var(--transition);padding:8px
0;z-index:200}.primary-nav li:hover>.sub-menu{opacity:1;visibility:visible;transform:translateY(0)}.primary-nav .sub-menu li
a{display:block;padding:10px
20px;color:var(--color-navy);font-size:0.875rem;font-weight:500;transition:all var(--transition);text-decoration:none;white-space:nowrap}.primary-nav .sub-menu li a:hover{background:var(--color-teal-pale);color:var(--color-teal);padding-left:28px}.primary-nav li.has-mega-menu{position:static}.mega-menu{position:absolute;top:100% !important;left:50%;transform:translateX(-50%) translateY(-8px);width:940px;max-width:calc(100vw - 48px);background:var(--color-white);box-shadow:0 12px 48px rgba(0,0,0,0.18);border-top:3px solid var(--color-teal);border-radius:0 0 var(--radius-md) var(--radius-md);opacity:0;visibility:hidden;transition:opacity var(--transition), transform var(--transition), visibility var(--transition);z-index:500;padding:0;overflow:hidden}.primary-nav li.has-mega-menu:hover>.mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}.mega-menu-inner{display:grid;grid-template-columns:1fr 1px 260px;gap:0;align-items:stretch}.mega-col-featured{padding:28px
32px 28px 28px;display:grid;grid-template-columns:1fr 1fr;gap:2px;align-content:start}.mega-col-divider{background:var(--color-light-gray);width:1px;margin:20px
0}.mega-col-list{padding:28px
24px;background:var(--color-off-white);display:flex;flex-direction:column}.mega-col-list-title{font-size:0.68rem;font-weight:700;text-transform:uppercase;letter-spacing:0.12em;color:var(--color-mid-gray);margin-bottom:14px;padding-bottom:10px;border-bottom:2px solid var(--color-light-gray);white-space:nowrap}.mega-col-list
ul{list-style:none !important;padding:0
!important;margin:0
!important;display:flex !important;flex-direction:column !important;gap:0 !important}.mega-col-list ul
li{display:block !important;width:100% !important}.mega-col-list ul li
a{display:block !important;width:100% !important;padding:8px
0 !important;color:var(--color-dark-gray) !important;font-size:0.82rem !important;font-weight:500 !important;text-decoration:none !important;border-bottom:1px solid var(--color-light-gray) !important;transition:color var(--transition), padding-left var(--transition) !important;white-space:normal !important}.mega-col-list ul li:last-child
a{border-bottom:none !important}.mega-col-list ul li a:hover{color:var(--color-teal) !important;padding-left:6px !important}.mega-item{display:flex;align-items:flex-start;gap:12px;padding:14px;border-radius:var(--radius-md);text-decoration:none;transition:background var(--transition);color:inherit}.mega-item:hover{background:var(--color-teal-pale)}.mega-item:hover .mega-item-title{color:var(--color-teal)}.mega-item-icon{width:40px;height:40px;border-radius:var(--radius-md);background:var(--color-teal-pale);display:flex;align-items:center;justify-content:center;color:var(--color-teal);flex-shrink:0;transition:background var(--transition), color var(--transition)}.mega-item:hover .mega-item-icon{background:var(--color-teal);color:var(--color-white)}.mega-item-title{font-size:0.875rem;font-weight:700;color:var(--color-navy);margin-bottom:3px;transition:color var(--transition);display:block;line-height:1.3}.mega-item-desc{font-size:0.7rem;color:var(--color-mid-gray);text-transform:uppercase;letter-spacing:0.05em;line-height:1.3;display:block}.header-cta{display:flex;align-items:center;gap:16px;flex-shrink:0}.nav-phone{color:var(--color-gold-light);font-weight:600;font-size:0.9rem;text-decoration:none;display:none}.menu-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:5px}.menu-toggle
span{display:block;width:24px;height:2px;background:var(--color-white);transition:all var(--transition)}.hero{background:linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 50%, var(--color-navy-light) 100%);position:relative;overflow:hidden;min-height:580px;display:flex;align-items:center}.hero::before{content:'';position:absolute;top:-20%;right:-10%;width:600px;height:600px;background:radial-gradient(circle, rgba(42,127,111,0.2) 0%, transparent 70%);pointer-events:none}.hero::after{content:'';position:absolute;bottom:0;left:0;right:0;height:4px;background:linear-gradient(90deg, var(--color-teal), var(--color-gold), var(--color-teal))}.hero
.container{position:relative;z-index:1}.hero-inner{display:grid;grid-template-columns:1fr 500px;gap:60px;align-items:center;padding:80px
0}.hero-content{}.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(42,127,111,0.2);border:1px
solid rgba(42,127,111,0.4);border-radius:100px;padding:6px
16px;font-size:0.8rem;font-weight:600;color:var(--color-teal-light);letter-spacing:0.06em;text-transform:uppercase;margin-bottom:24px}.hero
h1{color:var(--color-white);margin-bottom:20px}.hero h1
span{color:var(--color-gold-light)}.hero
p{color:rgba(255,255,255,0.78);font-size: .7rem;margin-bottom:36px;max-width:520px}.hero-buttons{display:flex;gap:16px;flex-wrap:wrap}.hero-rate-card{background:#fff;border-radius:var(--radius-lg);box-shadow:0 20px 60px rgba(0,0,0,0.22);overflow:hidden;position:relative}.hero-rate-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg, var(--color-teal), #1a8a7b)}.rsc-header{background:#eef5f4;padding:20px
24px 16px;border-bottom:1px solid #dde9e7;display:flex;align-items:flex-start;gap:20px}.rsc-header-label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing: .1em;color:#6b8080;margin-bottom:2px;white-space:nowrap}.rsc-amount{font-family:var(--font-heading);font-size:1.5rem;font-weight:700;color:var(--color-navy);white-space:nowrap}.rsc-slider-wrap{flex:1;min-width:0}.rsc-slider{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;outline:none;cursor:pointer;background:linear-gradient(
to right,
var(--color-teal) 0%,
var(--color-teal) var(--pct, 22%),
#c8dedd var(--pct, 22%),
#c8dedd 100%
);margin-bottom:6px}.rsc-slider::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px
solid var(--color-teal);box-shadow:0 2px 8px rgba(0,0,0,0.18);cursor:pointer;transition:transform .15s, box-shadow .15s}.rsc-slider::-webkit-slider-thumb:hover{transform:scale(1.15);box-shadow:0 4px 12px rgba(42,127,111,0.35)}.rsc-slider::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;border:3px
solid var(--color-teal);box-shadow:0 2px 8px rgba(0,0,0,0.18);cursor:pointer}.rsc-slider-ticks{display:flex;justify-content:space-between;font-size:10px;color:#9bb0ad}.rsc-table{width:100%;border-collapse:collapse}.rsc-table thead
tr{border-bottom:1px solid #e8eeee}.rsc-table
th{padding:10px
16px;font-size:11px;font-weight:600;text-transform:none;letter-spacing:0;color:#7a9090;text-align:left;background:#fff}.rsc-table th:nth-child(2){text-align:center}.rsc-table th:nth-child(3){text-align:right}.rsc-table
td{padding:13px
16px;font-size:14px;color:#3a4a4a;border-bottom:1px solid #f0f4f4;vertical-align:middle}.rsc-table tr:last-child
td{border-bottom:none}.rsc-table tr:hover
td{background:#f7fbfa}.rsc-table tr.rsc-best
td{background:#f2faf8;font-weight:600}.rsc-table tr.rsc-best:hover
td{background:#eaf6f3}.rsc-term{display:flex;align-items:center;gap:8px;white-space:nowrap}.rsc-info-icon{display:inline-flex;align-items:center;justify-content:center;width:18px;height:18px;border-radius:50%;background:var(--color-teal);color:#fff;font-size:10px;font-weight:700;font-style:normal;flex-shrink:0;cursor:default}.rsc-rate{text-align:center !important;font-weight:700;color:var(--color-navy);font-size:15px}.rsc-payment{text-align:right !important;font-variant-numeric:tabular-nums}.rsc-pmt-val{font-weight:700;color:var(--color-navy);font-size:15px}.rsc-mo{font-size:11px;color:#9ab0b0;margin-left:2px}.rsc-badge{display:inline-block;margin-left:6px;background:var(--color-teal);color:#fff;font-size:9px;font-weight:700;padding:2px
7px;border-radius:100px;text-transform:uppercase;letter-spacing: .05em;vertical-align:middle}.rsc-footer{padding:10px
16px 12px;border-top:1px solid #f0f4f4;background:#fafcfc}.rsc-calc-link{display:block;font-size:1rem;font-weight:700;color:var(--color-teal) !important;text-decoration:none;margin-bottom:4px}.rsc-calc-link:hover{text-decoration:underline}.rsc-disclaimer{font-size:9px;color:#7a9898 !important;margin:0;line-height:1.4}.trust-bar{background:var(--color-teal);padding:14px
0}.trust-bar-inner{display:flex;align-items:center;justify-content:space-between;gap:0;flex-wrap:nowrap;overflow-x:auto}.trust-item{display:flex;align-items:center;gap:8px;color:var(--color-white);white-space:nowrap;padding:6px
20px;flex-shrink:0}.trust-item
svg{flex-shrink:0;opacity:0.9;width:16px;height:16px}.trust-item-text{font-size:0.8rem;font-weight:600;letter-spacing:0.02em}.trust-divider{width:1px;height:24px;background:rgba(255,255,255,0.3);flex-shrink:0}.service-card{background:var(--color-white);border-radius:var(--radius-md);padding:32px
28px;border:1px
solid var(--color-light-gray);transition:all var(--transition);position:relative;overflow:hidden}.service-card::before{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:var(--color-teal);transform:scaleX(0);transition:transform var(--transition)}.service-card:hover{border-color:var(--color-teal);box-shadow:var(--shadow-md);transform:translateY(-4px)}.service-card:hover::before{transform:scaleX(1)}.service-icon{width:56px;height:56px;background:var(--color-teal-pale);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;margin-bottom:20px;color:var(--color-teal)}.service-card
h3{font-size:1.15rem;margin-bottom:10px}.service-card
p{color:var(--color-text-light);font-size:0.9rem;margin-bottom:16px}.service-card a.read-more{font-size:0.85rem;font-weight:700;color:var(--color-teal);text-transform:uppercase;letter-spacing:0.06em;display:inline-flex;align-items:center;gap:6px}.service-card a.read-more:hover{gap:10px}.stats-section{background:var(--color-navy);padding:60px
0}.stats-grid{display:grid;grid-template-columns:repeat(4, 1fr);gap:32px;text-align:center}.stat-item{}.stat-number{font-family:var(--font-heading);font-size:clamp(2rem, 4vw, 3rem);font-weight:700;color:var(--color-gold-light);line-height:1;margin-bottom:8px}.stat-label{font-size:0.875rem;color:rgba(255,255,255,0.7);font-weight:500}.feature-image-wrap{position:relative}.feature-image-wrap
img{border-radius:var(--radius-lg);object-fit:cover;width:100%;height:400px}.feature-image-badge{position:absolute;bottom:-20px;right:-20px;background:var(--color-navy);color:var(--color-white);border-radius:var(--radius-md);padding:20px
24px;box-shadow:var(--shadow-md);text-align:center}.feature-image-badge
strong{display:block;font-size:1.75rem;font-family:var(--font-heading);color:var(--color-gold-light)}.feature-image-badge
span{font-size:0.8rem;opacity:0.8}.feature-text
h2{margin-bottom:16px}.feature-text .section-label{}.feature-text
p{color:var(--color-text-light);margin-bottom:20px}.broker-photo-placeholder{width:100%;height:400px;border-radius:var(--radius-lg);background:linear-gradient(135deg, #1a2e4a 0%, #2a4a6a 100%);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;color:rgba(255,255,255,0.5);font-size:14px;font-weight:600;text-align:center;letter-spacing: .04em;text-transform:uppercase;border:2px
dashed rgba(255,255,255,0.15)}.check-list{list-style:none;padding:0;margin-bottom:32px}.check-list
li{display:flex;align-items:flex-start;gap:12px;padding:10px
0;border-bottom:1px solid var(--color-light-gray);font-size:0.95rem;color:var(--color-dark-gray)}.check-list li:last-child{border-bottom:none}.check-list li::before{content:'';display:inline-block;flex-shrink:0;width:20px;height:20px;background:var(--color-teal);border-radius:50%;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='10' viewBox='0 0 12 10'%3E%3Cpath fill='white' d='M1 5l3 3 7-7'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center;margin-top:2px}.testimonials-section{background:var(--color-off-white)}.testimonials-grid{display:grid;grid-template-columns:repeat(3, 1fr);gap:28px}.testimonial-card{background:var(--color-white);border-radius:var(--radius-md);padding:32px
28px;box-shadow:var(--shadow-sm);border:1px
solid var(--color-light-gray);position:relative}.testimonial-stars{display:flex;gap:3px;margin-bottom:16px;color:var(--color-gold);font-size:1rem}.testimonial-text{font-size:0.925rem;color:var(--color-dark-gray);line-height:1.7;margin-bottom:20px;font-style:italic}.testimonial-author{display:flex;align-items:center;gap:12px;border-top:1px solid var(--color-light-gray);padding-top:16px}.testimonial-avatar{width:44px;height:44px;border-radius:50%;background:var(--color-teal-pale);display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-size:1.1rem;font-weight:700;color:var(--color-teal);flex-shrink:0}.testimonial-name{font-weight:700;font-size:0.9rem;color:var(--color-navy)}.testimonial-location{font-size:0.8rem;color:var(--color-mid-gray)}.process-steps{display:grid;grid-template-columns:repeat(4, 1fr);gap:0;position:relative}.process-steps::before{content:'';position:absolute;top:40px;left:10%;right:10%;height:2px;background:var(--color-teal);opacity:0.3}.process-step{text-align:center;padding:0
20px;position:relative;z-index:1}.step-number{width:80px;height:80px;background:var(--color-navy);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-size:1.5rem;font-weight:700;color:var(--color-white);margin:0
auto 24px;border:4px
solid var(--color-teal)}.process-step
h4{margin-bottom:8px;font-size:1rem}.process-step
p{font-size:0.875rem;color:var(--color-text-light)}.calculator-section{background:var(--color-navy)}.calculator-section h2,
.calculator-section
p{color:var(--color-white)}.calculator-section
p{color:rgba(255,255,255,0.75)}.calculator-card{background:var(--color-white);border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-lg)}.calc-form{display:grid;grid-template-columns:1fr 1fr;gap:20px}.form-group{display:flex;flex-direction:column;gap:6px}.form-group
label{font-size:0.85rem;font-weight:600;color:var(--color-dark-gray);text-transform:uppercase;letter-spacing:0.05em}.form-group input,
.form-group
select{padding:12px
16px;border:2px
solid var(--color-light-gray);border-radius:var(--radius-sm);font-family:var(--font-body);font-size:1rem;color:var(--color-text);background:var(--color-white);transition:border-color var(--transition);appearance:none}.form-group input:focus,
.form-group select:focus{outline:none;border-color:var(--color-teal)}.calc-result{grid-column:span 2;background:var(--color-navy);border-radius:var(--radius-md);padding:28px;text-align:center;color:var(--color-white)}.calc-result-label{font-size:0.85rem;color:rgba(255,255,255,0.7);margin-bottom:8px}.calc-result-value{font-family:var(--font-heading);font-size:2.5rem;font-weight:700;color:var(--color-gold-light);margin-bottom:4px}.calc-result-note{font-size:0.8rem;color:rgba(255,255,255,0.6)}.cta-band{background:linear-gradient(135deg, var(--color-teal) 0%, var(--color-teal-light) 100%);padding:64px
0;text-align:center}.cta-band
h2{color:var(--color-white);margin-bottom:16px}.cta-band
p{color:rgba(255,255,255,0.85);font-size:1.1rem;max-width:560px;margin:0
auto 32px}.cta-band .btn--gold{background:#fff;color:var(--color-teal);border-color:#fff;font-size:1rem;padding:16px
40px;font-weight:700}.cta-band .btn--gold:hover{background:var(--color-navy);border-color:var(--color-navy);color:#fff;transform:translateY(-2px)}.cta-band .btn--secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,0.6);font-size:1rem;padding:16px
40px}.cta-band .btn--secondary:hover{background:rgba(255,255,255,0.15);border-color:#fff;color:#fff}.cta-buttons{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}#colophon{background:var(--color-navy);color:rgba(255,255,255,0.7)}.footer-main{padding:64px
0 40px;display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:48px}.footer-brand .logo-name{font-size:1.4rem;margin-bottom:4px}.footer-brand .logo-tagline{margin-bottom:16px}.footer-brand
p{font-size:0.875rem;color:rgba(255,255,255,0.6);margin-bottom:20px;line-height:1.7}.footer-social{display:flex;gap:10px;margin-top:20px}.footer-social__link{display:flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:8px;background:rgba(255,255,255,0.08);border:1px
solid rgba(255,255,255,0.12);color:rgba(255,255,255,0.65);text-decoration:none;transition:background 0.2s, color 0.2s, border-color 0.2s, transform 0.2s}.footer-social__link:hover{background:var(--color-teal);border-color:var(--color-teal);color:#fff;transform:translateY(-2px)}.footer-col
h4{color:var(--color-white);font-family:var(--font-body);font-size:0.8rem;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;margin-bottom:20px}.footer-col
ul{list-style:none;padding:0}.footer-col ul
li{margin-bottom:10px}.footer-col ul li
a{color:rgba(255,255,255,0.6);font-size:0.875rem;text-decoration:none;transition:color var(--transition)}.footer-col ul li a:hover{color:var(--color-teal-light)}.footer-contact-item{display:flex;align-items:flex-start;gap:10px;margin-bottom:14px;font-size:0.875rem}.footer-contact-item
svg{flex-shrink:0;margin-top:2px;color:var(--color-teal-light)}.footer-contact-item
a{color:rgba(255,255,255,0.7)}.footer-contact-item a:hover{color:var(--color-white)}.footer-bottom{border-top:1px solid rgba(255,255,255,0.08);padding:20px
0;display:flex;justify-content:space-between;align-items:center;font-size:0.8rem;color:rgba(255,255,255,0.4)}.footer-bottom
a{color:rgba(255,255,255,0.5);text-decoration:none}.footer-bottom a:hover{color:var(--color-white)}.footer-legal-links{display:flex;gap:24px}.blog-card{background:var(--color-white);border-radius:var(--radius-md);overflow:hidden;border:1px
solid var(--color-light-gray);transition:all var(--transition)}.blog-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.blog-card-img{height:200px;background:var(--color-light-gray);overflow:hidden}.blog-card-img
img{width:100%;height:100%;object-fit:cover;transition:transform 0.4s ease}.blog-card:hover .blog-card-img
img{transform:scale(1.05)}.blog-card-body{padding:24px}.blog-card-tag{font-size:0.72rem;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;color:var(--color-teal);margin-bottom:8px}.blog-card-body
h3{font-size:1.1rem;margin-bottom:10px;line-height:1.35}.blog-card-body h3
a{color:var(--color-navy);text-decoration:none}.blog-card-body h3 a:hover{color:var(--color-teal)}.blog-card-excerpt{font-size:0.875rem;color:var(--color-text-light);margin-bottom:16px}.blog-card-meta{font-size:0.8rem;color:var(--color-mid-gray)}.contact-section{background:var(--color-off-white)}.contact-grid{display:grid;grid-template-columns:1fr 1.5fr;gap:64px;align-items:start}.contact-info
h2{margin-bottom:16px}.contact-info
p{color:var(--color-text-light);margin-bottom:32px}.contact-detail{display:flex;align-items:flex-start;gap:14px;margin-bottom:20px}.contact-detail-icon{width:44px;height:44px;background:var(--color-teal-pale);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:var(--color-teal);flex-shrink:0}.contact-detail-text
strong{display:block;font-size:0.8rem;text-transform:uppercase;letter-spacing:0.08em;color:var(--color-mid-gray);margin-bottom:2px}.contact-form-wrap{background:var(--color-white);border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-md)}.contact-form-wrap
h3{margin-bottom:24px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-group
textarea{padding:12px
16px;border:2px
solid var(--color-light-gray);border-radius:var(--radius-sm);font-family:var(--font-body);font-size:0.95rem;color:var(--color-text);resize:vertical;min-height:120px;transition:border-color var(--transition);width:100%}.form-group textarea:focus{outline:none;border-color:var(--color-teal)}.form-group.full-width{grid-column:span 2}.form-submit{margin-top:8px}.page-header{background:linear-gradient(135deg, var(--color-navy-dark), var(--color-navy));padding:64px
0;position:relative;overflow:hidden}.page-header::after{content:'';position:absolute;bottom:0;left:0;right:0;height:4px;background:linear-gradient(90deg, var(--color-teal), var(--color-gold))}.page-header
h1{color:var(--color-white)}.page-header
p{color:rgba(255,255,255,0.75);font-size:1.1rem;max-width:580px;margin-top:12px}.breadcrumb{display:flex;align-items:center;gap:8px;font-size:0.8rem;color:rgba(255,255,255,0.5);margin-bottom:16px}.breadcrumb
a{color:rgba(255,255,255,0.65);text-decoration:none}.breadcrumb a:hover{color:var(--color-white)}.breadcrumb-sep{opacity:0.4}@media (max-width: 1024px){.grid-4,.stats-grid{grid-template-columns:repeat(2, 1fr)}.footer-main{grid-template-columns:1fr 1fr}.process-steps{grid-template-columns:repeat(2, 1fr);gap:40px}.process-steps::before{display:none}.hero-inner{grid-template-columns:1fr 400px;gap:40px}}@media (max-width: 1024px){.primary-nav{display:none}.menu-toggle{display:flex}.header-cta
.btn{font-size:0.78rem;padding:8px
14px;white-space:nowrap;letter-spacing:0.02em}}@media (max-width: 480px){.header-inner{gap:8px}.header-cta
.btn{font-size:0.7rem;padding:7px
10px;letter-spacing:0}.btn-label-full{display:none}.btn-label-short{display:inline}.logo-tagline{display:none}.logo-name{font-size:1rem}}@media (max-width: 768px){:root{--section-pad:56px}.hero-inner{grid-template-columns:1fr;gap:32px;padding:48px
0}.hero-rate-card{display:block}.rsc-table th:nth-child(3), .rsc-table td:nth-child(3){display:none}.grid-2,.grid-3{grid-template-columns:1fr}.testimonials-grid{grid-template-columns:1fr}.process-steps{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr;gap:32px}.contact-grid{grid-template-columns:1fr}.form-row{grid-template-columns:1fr}.calc-form{grid-template-columns:1fr}.calc-result{grid-column:span 1}.mega-menu{position:static !important;box-shadow:none;border-top:none;opacity:1 !important;visibility:visible !important;transform:none !important;display:none}.has-mega-menu.is-open .mega-menu{display:block}.mega-menu-inner{grid-template-columns:1fr}.mega-col-divider{display:none}.mega-col-featured{grid-template-columns:1fr;padding:0}.mega-col-list{padding:16px
0;background:none;margin:0}.mega-item{padding:10px
0}.primary-nav.is-open{display:flex;flex-direction:column;position:fixed;top:0;left:0;right:0;bottom:0;background:var(--color-navy);padding:100px
24px 40px;overflow-y:auto;z-index:999}.primary-nav.is-open
ul{flex-direction:column;gap:0}.primary-nav.is-open>ul>li>a{height:auto;padding:16px
0;font-size:1.1rem;border-bottom:1px solid rgba(255,255,255,0.1)}.trust-bar-inner{gap:24px}.trust-divider{display:none}.header-top{display:none}.footer-bottom{flex-direction:column;gap:12px;text-align:center}.footer-legal-links{flex-wrap:wrap;justify-content:center}}@media (max-height: 500px) and (orientation: landscape){.primary-nav{display:none}.menu-toggle{display:flex}.primary-nav.is-open{display:flex;flex-direction:column;position:fixed;top:0;left:0;right:0;bottom:0;background:var(--color-navy);padding:70px
24px 24px;overflow-y:auto;z-index:999}.primary-nav.is-open
ul{flex-direction:column;gap:0}.primary-nav.is-open>ul>li>a{height:auto;padding:10px
0;font-size:1rem;border-bottom:1px solid rgba(255,255,255,0.1)}}@media (max-width: 480px){.stats-grid{grid-template-columns:1fr 1fr}.hero-buttons{flex-direction:column}.hero-buttons
.btn{width:100%;justify-content:center}}.grecaptcha-badge{visibility:hidden !important}.recaptcha-disclosure{font-size:0.75rem;color:var(--color-mid-gray);margin-top:10px;text-align:center;line-height:1.5}.recaptcha-disclosure
a{color:var(--color-mid-gray);text-decoration:underline}.recaptcha-disclosure a:hover{color:var(--color-teal)}.elementor-section,.elementor-container,.e-container{max-width:100% !important}.elementor-widget-container{font-family:var(--font-body);color:var(--color-text)}.elementor-widget-heading h1,
.elementor-widget-heading h2,
.elementor-widget-heading h3,
.elementor-widget-heading
h4{font-family:var(--font-heading);color:var(--color-navy)}.elementor-section:first-child{margin-top:0}.elementor-button.elementor-button-link{border-radius:var(--radius-md);font-family:var(--font-body);font-weight:700;letter-spacing:0.04em}.elementor-location-single .site-content,
.elementor-page .site-content{padding-top:0}.realtor-section{background:var(--color-off-white)}.realtors-grid{display:flex;flex-direction:column;gap:28px;max-width:900px;margin:0
auto}.realtor-card{background:var(--color-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border:1px
solid var(--color-light-gray);overflow:hidden;display:flex;flex-direction:row;transition:transform 0.22s ease, box-shadow 0.22s ease}.realtor-card:hover{transform:translateY(-3px);box-shadow:0 16px 40px rgba(0,0,0,0.12)}.realtor-photo-wrap{position:relative;width:260px;flex-shrink:0;overflow:hidden;background:linear-gradient(160deg, var(--color-navy) 0%, #2a7f6f 100%)}.realtor-photo{width:100%;height:100%;object-fit:cover;object-position:center top;display:block}.realtor-photo-placeholder{width:100%;height:100%;min-height:280px;display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-size:5rem;font-weight:700;color:rgba(255,255,255,0.35);letter-spacing:2px}.realtor-brokerage-badge{position:absolute;bottom:0;left:0;right:0;background:linear-gradient(to top, rgba(0,0,0,0.75) 0%, transparent 100%);color:rgba(255,255,255,0.92);font-size:0.7rem;font-weight:600;padding:32px
14px 10px;letter-spacing:0.04em}.realtor-body{padding:28px
32px;display:flex;flex-direction:column;flex:1;min-width:0}.realtor-name-row{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:10px}.realtor-name{font-family:var(--font-heading);font-size:1.4rem;font-weight:700;color:var(--color-navy);margin:0
0 4px;line-height:1.15}.realtor-title{font-size:0.75rem;font-weight:700;color:var(--color-teal);text-transform:uppercase;letter-spacing:0.08em}.realtor-ext-link{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;border:1.5px solid var(--color-light-gray);color:var(--color-text-light);flex-shrink:0;margin-top:2px;transition:border-color 0.2s, color 0.2s, background 0.2s;text-decoration:none}.realtor-ext-link:hover{border-color:var(--color-teal);color:var(--color-teal);background:var(--color-teal-pale)}.realtor-bio{font-size:0.875rem;color:var(--color-text-light);line-height:1.65;margin:0
0 14px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.realtor-tags{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:14px}.realtor-tag{background:var(--color-teal-pale);color:var(--color-teal);font-size:0.7rem;font-weight:700;padding:3px
10px;border-radius:100px;letter-spacing:0.04em}.realtor-contact{display:grid;grid-template-columns:1fr 1fr;gap:6px 20px;margin-bottom:20px;padding-top:14px;border-top:1px solid var(--color-light-gray)}.realtor-contact-item{display:flex;align-items:flex-start;gap:7px;font-size:0.8rem;color:var(--color-text-light);text-decoration:none;line-height:1.4;transition:color 0.2s}a.realtor-contact-item:hover{color:var(--color-teal)}.realtor-contact-item
svg{flex-shrink:0;margin-top:2px;color:var(--color-teal)}.realtor-office{grid-column:span 2;cursor:default}.realtor-cta-btn{margin-top:auto;align-self:flex-start;padding:11px
28px}@media (max-width: 700px){.realtor-card{flex-direction:column}.realtor-photo-wrap{width:100%;height:260px}.realtor-photo-placeholder{min-height:260px}.realtor-body{padding:20px}.realtor-contact{grid-template-columns:1fr}.realtor-office{grid-column:span 1}.realtor-cta-btn{align-self:stretch;text-align:center;justify-content:center}}.container--narrow{max-width:820px}.legal-page-content{font-size:1rem;line-height:1.75;color:var(--color-text)}.legal-page-content
h2{font-size:1.35rem;margin-top:2.5rem;margin-bottom:0.75rem;padding-bottom:0.4rem;border-bottom:2px solid var(--color-light-gray);color:var(--color-navy)}.legal-page-content
h3{font-size:1.05rem;margin-top:1.5rem;margin-bottom:0.5rem;color:var(--color-navy)}.legal-page-content
p{margin-bottom:1rem}.legal-page-content
ul{margin:0.5rem 0 1rem 1.5rem}.legal-page-content ul
li{margin-bottom:0.4rem}.legal-updated{font-size:0.85rem;color:var(--color-mid-gray);font-style:italic;margin-bottom:1.5rem !important}.legal-contact-block{background:var(--color-off-white);border-left:4px solid var(--color-teal);border-radius:var(--radius-md);padding:20px
24px;margin-top:1rem;line-height:2}.legal-contact-block
a{color:var(--color-teal)}.page-hero--simple{background:var(--color-navy);padding:60px
0 50px;text-align:center}.page-hero--simple
h1{color:var(--color-white);margin-bottom:0.5rem}.page-hero--simple
p{color:rgba(255,255,255,0.7);font-size:1.05rem;margin:0}